Metropolitan Fire District
Inspections relating to the appropriate level of contribution payments, pertaining to the Metropolitan Fire Brigades Act 1958 and the Country Fire Authority Act 1958, regularly reveal errors regarding premiums returned.
The most common error noted relates to the misallocation of premium to the respective Victorian fire services.
Postcodes are the agreed method of allocating areas on or near the boundary of the Metropolitan Fire District (MFD).
This has proven to be the most consistent and cost-effective method of calculating premium returnable between the Metropolitan Fire and Emergency Services Board (MFB) and Country Fire Authority (CFA).
Please ensure that where the situation of the insured risk falls within the postcodes listed on the attachment, that the total amount of the gross premium (including the fire services levy), that is subject to contribution, is allocated to the MFB.
If the insured location is not on this listing then the gross premium is to be returned to the CFA.
For composite policies such as Industrial Special Risks, Annual Construction Risk, etc, which insure properties located within the boundaries of both the MFB and the CFA, the postcode allocation must be made available for inspection.
For other classes of insurance which are subject to contribution, where the insured risk is not static and the postcode system is inappropriate, the method to be used should provide a distribution which is realistic to the location of assets and movement of insured items. Evidence of such allocation must be available for inspection.
It is advised that in respect to all other matters, insurers must lodge returns of premium with the MFB, strictly in accordance with the appropriate legislation.
Download
Further Information - Circular: Metropolitan Fire District
Metroplitan Fire District Post Codes