Schedule 4
Metropolitan Fire Brigades (Contributions) Regulations 2009
8. Portion of Premium Subject to Contribution
(1) The portion of the premium payable for an insurance or class of insurance that is properly attributable to insurance against fire within the
metropolitan district is the portion set out in column 3 of Schedule 4 opposite the corresponding insurance or class of insurance in column 2 of
that Schedule.
(2) In this regulation “premium” –
(a) includes -
(i) a premium or extra premium received for all extensions to a class of insurance for extraneous risks of any kind; and
(ii) all administration charges; and
(iii) fire service levies; and
(b) does not include -
(i) an individual premium received solely in respect of combined fire and hail insurance on growing crops; and
(ii) however designated, liability, crime, plate glass, boiler explosion, motor vehicle, motorcycle, transit (excluding any static portion), marine hull, aviation hull, personal accident, livestock, and pluvius insurances; and
(iii) if fire is an excluded peril, electronic or machinery breakdown and general property insurance; and
(iv) a part of a premium for a class of policy that if that part relates solely to an extension of the policy to include any other insurance referred to in subparagraphs (i), (ii) and (iii) in which the risk of fire is not an insured peril, and if the extension
(i) is offered and given as an optional extra; and
(ii) has a separate premium allocation; and
(C) is exclusive of all other policy sections.
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SCHEDULE 4 , Regulation 8
Metropolitan Fire Brigades Act 1958
Portion of total premium that is subject to contribution
| Column 1 |
Column 2 |
Column 3 |
| Item |
Classes of insurance subject to contribution |
Portion of total premium subject to contribution |
| 1 |
any insurance on property that includes insurance against fire (whether expressly or otherwise and whether or not extended to include other risks) and includes consequential loss insurance, business interruption insurance or other similar classes of insurance but does not include any insurance of a class specified in item 2, 3, 4, 5 or 6 |
80 per cent |
| 2 |
any insurance on property construction or engineering installation or both that includes insurance against fire (whether expressly or otherwise and whether or not extended to include other risks), and includes consequential loss, business interruption, contractors’ plant and machinery or any other similar or associated insurance |
80 per cent |
| 3 |
any insurance that solely covers risks that otherwise would be insured under item 1, 2 or 6 |
80 per cent |
| 4 |
domestic and residential insurance but excluding where rated separately and offered and given as an optional extra premiums received for personal property or personal items insurance or both that must be included under item 5 |
40 per cent |
| 5 |
any insurance that solely covers personal property or personal items or both (excluding any insurance of a class specified in item 1, 2, 3, 4 or 6) |
8 per cent |
| 6 |
the static risk portion of the premium for any marine class of insurance or any other class of insurance that is confined to perils of the sea or air or confined to risks involving transportation on land or in the air (excluding storage incidental to transportation by sea, land or air) (static risk includes all movements of goods, stock or material associated with processing or storage operations at any place.) |
80 per cent |